They say variety is the spice of life, and in a modern world where most of you style-savvy ladies have a matching handbag for every pair of shoes you own and a distinct ringtone for every person you know, it’s no surprise that you’d want the same rule to apply to the layers you wear to stay warm.

So in an effort to keep up with the times (and your ever-so fashionable ways), Penningtons has created a collection of outerwear designed for various degrees of cold. And within each assortment, you’ll find pieces that suit every style, budget, and occasion.

Warm

Although summer may still be hanging on for dear life—be it by a thread—the colder temps are quickly catching up to us. This in-between seasonal situation calls for lighter jackets that speak to your sense of style.

Penningtons’ edgy pleather motorcycle jacket bears a rocker-worthy appeal, while the double-breasted peacoat is a classic and feminine choice. And for those of you who need a coat that’ll keep up with your active lifestyle, go with a lightweight quilted jacket or a soft-shell anorak.

Warmer

Think mid-October nights and early November days. The sun may very well be shining but those sneaky arctic winds will chill you to the bone if you don’t cover up with the right coat.

Make a statement with a structured military-style jacket, fight the elements in a hooded pleather trench, or go country chic with a double-breasted plaid wool jacket. Whatever your style, top off your look with a colorful scarf and matching gloves.

Warmest

When the first snowflakes dance their way to the ground and the degrees drop well below zero, it’s time to pull out the big guns. Luckily, with Penningtons you’ll never have to choose between fashion and efficiency.

Be ready to match the winter landscape in a beautiful white quilted polyfill jacket with a cinched waist and faux-fur hood. Flaunt the ultimate in stylish warmth: a faux leather toggle jacket with a spill-out faux-fur yoke. Or gear up for the coldest days of the season with a red-hot parka.

Now, if all of the above isn’t the perfect excuse to stock up on outerwear essentials, I don’t know what is. Fashion meets function meets variety. It’s a modern woman’s dream come true.

Cate Cadbury, Style Consultant for Penningtons